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Baru Dikubur Seminggu, Wanita Ini Syok Suami Ada Dirumah Mintah ‘Jatah’. Ternyata Pas Begituan. Bacalah …..

Are you wondering about the fastest way to get a degree online? Fast online degrees can offer considerable value to today’s student. Not everyone has the luxury of attending school for four years in one stretch – much less to immediately jump into a graduate program for an additional multi-year commitment! From working professionals to busy parents to older adults finally fulfilling their academic goals, there are plenty of nontraditional students out there who have limits on their study time. Thankfully, online colleges cater to this restriction by helping their students learn efficiently, quickly, and conveniently. We’ve listed some of the very best (and most affordable) below. In this ranking, we examine the best value colleges for fast online degrees. Allied American University Fast Online Degrees The fast online degree programs at AAU include numerous certificate options with a quick turnaround. 10. ALLIED AMERICAN UNIVERSITY Website At AAU you can earn an associate’s or bachelor’s degree in business administration, criminal justice, general studies, or medical office management. There are additional certificate options for students seeking jobs in the rapidly growing healthcare field: medical administrative assisting, medical billing, medical coding, and pharmacy technician among them. AAU has a special commitment to serving the military, including benefits such as a no-fee transcript evaluation to see how many of your credits will transfer; military members may also be eligible for textbook grants! AAU sometimes accepts transfer credits from advanced high school programs (AP and CLEP) and other industry and military certifications. Between this and the optional 8-week class schedule (with multiple start dates) AAU is one of the best fast online degrees for motivated students. Net Price: $14,898/yr Score: 58.75 Trident University International Fast Online Degrees With a “Fastrac” program and transfer credit options, TUI has some of the best fast online degree options in the country. 9. TRIDENT UNIVERSITY INTERNATIONAL Website Trident was the first fully online university to be accredited by the Western Association of Schools and Colleges. Catering to military veterans and adult learners, its accelerated “Fastrac” program lets you complete courses in just eight weeks, with new sessions starting every month. The Trident Learning Model uses case-based learning instead of traditional tests, with the goal of developing critical thinking and problem-solving skills. You can get a bachelor’s, master’s, or even doctoral degree online in a career-focused field like business, technology, or health sciences. Already have your associate’s degree from a community college? Trident will evaluate your credits and apply them toward your bachelor’s. With tuition breaks for military spouses and dependents, Trident offers affordable fast online degrees to a range of students. Net Price: $11,572/yr Score: 58.85 New England College of Business and Finance Fast Online Degrees Previous jobs, military experience, and past academic coursework will all earn students credit toward the affordable, fast online degree programs at NECB. 8. NEW ENGLAND COLLEGE OF BUSINESS AND FINANCE Website Offering accredited fast online degrees for working professionals, this Boston-based school incorporates group projects into its industry-relevant curriculum. This helps students network with potential colleagues and develop the technology-enabled collaboration skills they’ll need in today’s increasingly distributed workplaces. NECB’s Prior Learning Assessment program considers your work experience and job skills, open source courseware study, volunteer work, job skills and other background (including military experience) in granting you academic credit toward your degree. Looking for professional development or a new skill set in business or finance? You can easily enroll in a course or two without pursuing a degree. Net Price: $9,563/yr Score: 60.13 Grantham University Online Fast Degrees Grantham’s cheap, fast online degrees allow students to earn an associate’s or bachelor’s degree in a fraction of the time. 7. GRANTHAM UNIVERSITY Website Grantham’s accelerated online degree programs allow you to complete your associate’s degree in under two years or your bachelor’s degree in under four years. Bachelor’s degrees focus on in-demand fields like accounting, financial planning, and computer science. For nurses there’s even a RN-to-BSN completion program, making this one of the best fast online degree options in nursing. Grantham recognizes that flexibility is particularly important to first responders – established firefighters, police officers, and EMS professionals – and offers degrees and some scholarship assistance tailored to these groups. There are also scholarships and textbook/software grants for military members and a special partnership with the Community College of the Air Force to help Air Force members complete their bachelor’s degrees through an accelerated program. Net Price: $12,808/yr Score: 62.50 Western Governors University Fast Online Degrees WGU’s customized academic planning make it a source for some of the best fast online degrees. 6. WESTERN GOVERNORS UNIVERSITY Website This nonprofit university grants bachelor’s and master’s degrees in teaching, IT, business, and nursing. The Teacher’s College in particular has many subject–specific licensure programs, helping students prepare efficiently for their careers. Because tuition is charged according to the length of time you are enrolled, not the number of courses you take, you are rewarded financially for progressing quickly – a dream scenario for fast-paced students! You can also get personalized Degree Plans that take into account your prior skills and knowledge, performance on pre-enrollment assessments, and remaining requirements, so you only take exactly the courses you need. And because WGU requires “On Time Progress,” you’ll have plenty of support to make sure you don’t languish in your academic efforts. Plus, students who have completed either an associate’s degree or coursework at a community college can transfer credits, expediting their progress and making WGU a standout in this ranking of fast online degrees. Net Price: $8,624/yr Score: 62.82 National Paralegal College Fast Online Degree NPC’s legal studies program is a no brainer for students who want a fast online degree studying law and government. 5. NATIONAL PARALEGAL COLLEGE Website Through this school’s accelerated online degree programs, you can earn your bachelor’s in legal studies in under 3 years or an associate’s degree in just 15 months. Lots of interesting classes run simultaneously, some of which you’d expect in a legal curriculum (American Government; Torts and Personal Injury; Constitutional Law and Criminal Procedure) but others will broaden your education, including The Science of Nutrition, Environmental Science, and Laws of Cyberspace. Depending on your schedule, you can join live online lectures or watch recordings whenever you have time. Unsure if this school is right for you? Simply by filling out an application, you’ll get two free weeks of enrollment, including lectures and discussions with your potential instructors and classmates. This free trial period could be just what you need to decide to complete an affordable, fast online degree at NPC. Net Price: $13,709/yr Score: 69.33 American Public University System Online Fast Degrees Students who are eager to earn an affordable fast online degree can enroll at APU as early as next month. 4. AMERICAN PUBLIC UNIVERSITY SYSTEM Website APUS has been serving non-traditional students since 1991, well before online education became mainstream. Originally founded as American Military University to cater to mobile military learners, it reorganized into APUS in 2002 in order to serve a wider range of learners – and today 42% of its students are civilians. Even so, American Public University continues to enroll more members of the armed forces than any other school. Although it offers nearly 200 degrees and certificates, the school’s most popular programs include business administration, criminal justice, general studies, sports and health sciences, psychology, and homeland security. With courses starting on the first Monday of every month and lasting either 8 or 16 weeks, there’s no need to wait for a new semester to begin, earning APUS a top spot in our fast online degree rankings. Net Price: $9,572/yr Score: 70.60 American InterContinental University Fast Online Degrees Accredited, fast online degrees are in abundance at AIU, which offers programs in everything from business to web design. 3. AMERICAN INTERCONTINENTAL UNIVERSITY-ONLINE Website In addition to the career-focused fields found at other online schools – business, criminal justice, IT, education, and healthcare – AIU also has several degrees in design fields, making it a great choice for students who want to blend vocational skills and artistic vision. You can earn a Bachelor of Fine Arts in graphic design, web design, illustration, or even fashion. For students who live in the greater Atlanta or Houston areas and want face-to-face learning and physical classrooms, there are campuses waiting to welcome you. A generous credit-transfer program allows you to save time and money, making this a truly affordable fast online degree. AIU also has a special admissions department just for the military and offers a 45% tuition discount to active service members, as well as a 10% discount for Reserves, National Guard, and their spouses. Net Price: $15,495/yr Score: 71.82 Sessions-College-for-Professional-Design(1) 2. SESSIONS COLLEGE FOR PROFESSIONAL DESIGN Website Speaking of artistic degrees for vocational trades, Sessions is a great choice for students who want an accredited fast online degree in the arts, such as graphic design, web design, digital photography, and much more. Experienced designers can also take quick professional development courses in Photoshop and other specific skills without pursuing an entire degree. This makes Sessions a standout among the many online colleges that offer more traditional programs in professional fields like business, teaching, or information technology. While Sessions offers numerous certificates and associates degrees, students can also earn credits that transfer to bachelor’s degrees at Excelsior College. All courses have three different start dates a year – January, May and September – giving you plenty of flexibility when planning your schedule. Net Price: $12,352/yr Score: 74.74 American Broadcasting School Fast Online Degrees The American Broadcasting School is #1 on this fast online degree ranking and undoubtedly the best option for aspiring journalists. 1. AMERICAN BROADCASTING SCHOOL Website Granting an inexpensive, fast online degree in radio broadcasting, this school offers a fast track to careers in news, sports, talk, or music radio, as well as other creative voice opportunities. The entire program takes just over eight months to complete (71% of students graduate), uses exclusively one-on-one instruction, and allows you to work at your own pace. You’ll get all the software and equipment you need (as long as you provide your own computer) and personalized vocal coaching. Starting in your very first week, you’ll have the opportunity to record your own radio shows and receive live critiques from professional instructors. Because success in broadcasting requires more than just talent, you’ll also learn digital production, marketing, and other tools of the broadcasting trade. Looking to enroll quickly? You can begin on any Monday of the year! Net Price: $9,459/yr Score: 82.13 See our methodology page for more information about how we calculated this ranking.* *For this ranking, we added an extra feature to the standard methodology. Because we wanted to focus specifically on “speed” rather than general measures of quality, we custom-designed a scale to rank schools based on this highly desirable “fast factor.” Specifically, we researched each online college and asked ourselves the following questions: Does the school offer bachelor’s degrees that one could complete in less than four years? What about associate’s degrees in less than two years? Are there many short certificate options for students who want to quickly augment their skills in an established field? Are there “accelerated” degree paths and options for students who want to earn a combined bachelor’s/master’s degree? Does the school offer credit for life/work experience and past academic coursework in order to help students move ahead on their degree path? Does the school offer multiple course formats so that students have the option to start several times a year and/or to choose between classes of varying lengths? But don’t worry – we still considered graduation rate and tuition costs as well! We hope this has been helpful in providing information about fast online degrees from accredited colleges. There are many fast online degree programs available, and we encourage you to do a broad search to find the program that’s best for you. THIS CONCLUDES OUR RANKING OF THE BEST VALUES IN FAST ONLINE DEGREES. Sources: College Navigator By CVO Staff Published March 2016 https://www.collegevaluesonline.com/rankings/fast-online-degrees-best-values/

Seorang istri terkejut ketika suaminya yang telah dimakamkan seminggu, tiba-tiba pulang ke rumah meminta ‘jatah’ darinya.

Wanita yang berusia awal 40-an itu yang mau dikenal sebagai Zaleha, terdiam dan gemetar saat mendengar suara ketukan di pintu rumahnya pada tengah malam, Lapor M Rozi Hassan, seperti yang diterbitkan Harian Perdana di Malaysia.

“Saya kira suara suami, tapi mana mungkin dia pulang kembali setelah seminggu meninggal dunia,” kata Zaleha panik

Ketika pintu dibuka, Zaleha menemukan pria yang berdiri di hadapannya adalah suaminya sendiri dan dia terpaksa membiarkannya masuk.

Semenjak itu pria jelmaan suaminya selalu datang melakukan hubungan s3k$ dengannya.

“Saya tidak mampu berbuat apa-apa, seolah-olah dipukau jelmaan arwah suami,” katanya sambil menangis.

Namun, kata Zaleha, kali pertama arwah suami menidurinya, dia merasakan kenikmatan yang sungguh luar biasa.

“Saya benar-benar terpana karena kehebatan s3k$ arwah suami lebih hebat ketika dia masih hidup dulu,”

“Oleh karena suka dan puas saya jadi khilaf, apalagi hampir setahun saya harus mengekang nafsu karena suami sakit,” tambahnya.

Oleh karena layanan luar biasa, Zaleha mengaku setiap malam dia menanti kehadiran arwah suami untuk menikmati hubungan istimewa itu.

Tersadar setelah Azan Subuh

Setiap malam, katanya, dua atau tiga kali dia terpaksa melayani arwah suaminya sebelum dia menghilang menjelang Subuh.

Menurut Zaleha, hubungan itu berlanjut hampir setahun sampai pada suatu hari terdengar azan Subuh dia seolah-olah terbangun dari dunia khayalan.

“Ternyata selama ini saya bersetubuh dengan orang yang telah mati,” ratap Zaleha penuh ketakutan.

Setelah itu timbulah keinsafan karena apa yang dilakukannya selama ini salah disisi agama.

Bertekad tidak mau terus menerus berhubungan dengan orang yang sudah mati, Zaleha pun menemui beberapa orang pintar untuk menghindarkan gangguan mistik itu.

Namun sayang semua usaha itu sia-sia dan jelmaan arwah suaminya terus datang menidurinya setiap malam.

Akhirnya, Zaleha, meminta bantuan praktisi perobatan tradisional, Datuk Kelana Indra Sakti, yang membebaskannya dari cengkraman makhluk itu.

Sementara Datuk Kelana mengatakan sungguh simpati melihat wajah Zaleha pucat dan seperti tidak bernyawa, karena kurang tidur dan sering bersetubuh.

Katanya, setelah beberapa kali merawat menggunakan bacaan ayat suci al-Quran dan ilmu kebatinan, barulah terbongkat siapa sebenarnya makhluk pria tersebut.

“Pria yang meniduri Zaleha setiap malam itu sebenarnya Genderowo peliharaan arwah suaminya,”

“Genderowo peliharaan suaminya itu mengambil kesempatan meniduri Zaleha setelah tuannya meninggal dunia,” kata Datuk Kelana.

Datuk Kelana bersyukur karena Zaleha dapat diselamatkan dari cengkraman Genderowo peliharaan suaminya dan sekarang makhluk itu tidak lagi datang menagih jatah kepadanya.

“Inilah akibatnya bersahabat dengan Genderowo, bila tuannya meninggal makhluk itu akan menyerupai si mati dan mengganggu keluarganya,” katanya yang mengaku banyak menerima kasus seperti itu.

Sulit Dipercaya Tapi Benar

Genderowo dalam budaya Melayu, merujuk kepada sejenis makhluk halus dan hal takhayul.

Ini dikatakan terdiri dari golongan jin atau setan, yang dipelihara untuk tujuan membantu tuannya melakukan pekerjaan dan juga untuk merugikan musuh.

Genderowo akan dikendalikan oleh pemiliknya yang bisa menyuruhnya melakukan apa-apa juga jenis pekerjaan berat. Genderowo juga disuruh oleh tuannya untuk merasuk seseorang.

Genderowo memiliki kemampuan menjelma sebagai manusia biasa atau hewan lain, dan biasanya Genderowo akan menjelma sebagai tuannya.

Genderowo yang dipelihara itu harus diberi makan sebagaimana yang disepakati.

Biasanya makanan yang disediakan dikenal sebagai acak / sajian termasuk telur, ayam panggang, pulut kuning dan sebagainya.

Jika tidak dijaga dengan baik dan diberi makan, Genderowo yang kelaparan itu akan menyerang tuannya.

Genderowo biasanya perlu diwariskan, dan jika tidak diturunkan kepada waris, tuannya akan menjadi bangkai bernyawa.

Tubuhnya mati dan berbau busuk, tetapi ketika hendak dimakamkan, ia akan bangkit seperti hidup. Selain itu, ia akan makan dengan lahap ketika diberi makan.

Pemeliharaan makhluk halus ini dikenal sebagai saka.

Saka juga adalah antara perbuatan ilmu hitam yang sudah lama ada dan diterapkan oleh individu tertentu di dunia ini termasuk di Malaysia.

Berbagai dampak buruk dan masalah yang akan timbul pada waktu panjang dan puncaknya menyebabkan manusia itu melakukan dosa besar dengan menyekutukan Allah yaitu syirik kepada Allah Ta’ala, syirik adalah suatu perbuatan yang termasuk didalam dosa-dosa besar.

“Barangsiapa yang mempersekutukan Allah (dengan sesuatu yang lain), maka sesungguhnya ia telah melakukan dosa yang besar.” (Surah An Nisaa’: 48).

Wanita-wanita Ini Mengaku Berhubungan Seksual dengan Hantu

Kisah wanita-wanita ini mungkin terdengar tidak masuk akal. Tapi selama berabad-abad, terdapat legenda cerita rakyat tentang manusia yang menjalin hubungan dengan roh atau hantu. Termasuk, menjalin hubungan seksual.

Pengalaman inilah yang dialami Sian Jameson. Seperti dilansir dari Daily Mail, dengan napas terengah-engah, ia menceritakan pengalaman malam pertamanya dengan sang kekasih.

“Dia sangat tampan, bermata cokelat yang indah. Saat kami bercinta, ia membelai lembut tubuh saya dan saya bisa merasakan berat tubuhnya menekan saya. Meski tubuhnya terasa sangat ringan,” ungkap wanita berusia 25 tahun itu.

Pertemuan itu berlangsung selama satu jam dan diakhiri dengan bisikan di telinganya, “Ini adalah hal yang paling menakjubkan yang pernah saya alami.”

Pengalaman itu menjadi hal yang tidak bisa dilupakan oleh Sian. Mengingat sosok pria yang menghabiskan malam dengannya itu bukanlah manusia.

Sian mengklaim Robert, pria yang menjadi teman tidurnya itu adalah hantu. Roh dari seorang pria seniman yang meninggal lebih dari 100 tahun lalu.

Wanita yang berprofesi sebagai penulis dan spiritualis itu mengatakan, kekasih hantunya itu mulai mengunjunginya setelah ia pindah ke sebuah pondok, di daerah terpencil tidak jauh dari Wales.

Saat itu, ia baru saja berpisah dengan pacarnya. Ia menegaskan apa yang ia alami itu bukanlah khayalan ataupun karena stres.

“Beberapa orang mungkin menyangka saya gila. Para ilmuwan mungkin punya penjelasan sendiri. Tapi mereka tidak mengalami apa yang saya alami,” sebutnya.

Ternyata, Sian tidak sendiri. Amethyst Realm, wanita berusia 27 tahun itu juga mengaku, mengalami pengalaman yang sama. Pengalaman pertamanya terjadi 10 tahun lalu.

Saat itu, ia tinggal bersama pacarnya. Namun, sang pacar pergi untuk urusan pekerjaan. Saat itu, ia sendiri dan menyadari ada sesuatu yang muncul, lalu hilang di ruang tamu rumah mereka.

“Sekitar enam bulan kemudian, pacar saya kembali pergi. Lalu, saya merasa ada sesuatu yang menarik saya untuk mendekat ke jendela ruang tamu. Saat mendekat, saya merasakan seseorang datang dari belakang, meletakkan tangan di pinggul saya dan bernapas dengan lembut. Rasanya indah,” tuturnya.

Hal itu berlangsung selama dua sampai tiga detik lalu menghilang. Amethyst Realm mengetahui ada seseorang selain dia di ruangan itu, dan ia tidak merasa takut.

Setelah mengalami hal itu, ia kemudian mencoba mencari tahu lebih lanjut. Beberapa minggu kemudian, ia tidur di ruang tamu dengan pakaian yang seksi berbaring di kegelapan.

Saat ia akan tertidur, sesuatu terjadi. Ia merasa ada tekanan seperti seseorang berbaring di tubuhnya.

“Aku tahu rasanya terdengar aneh. Tapi itu benar-benar nyata. Kami berhubungan dua sampai tiga kali sehari. Saya memang tidak pernah melihatnya. Tapi, kami memiliki hubungan emosional yang sangat besar,” jelasnya.

Amethyst mengatakan ia menjalin hubungan dengan hantu itu selama tiga tahun. Sejak itu, ia punya 20 kekasih hantu.

Ilmu pengetahuan modern menjelaskan, semua laporan itu sebagai mimpi dan bagian dari siklus tidur. Meski, mereka mengatakan hal itu benar dan bersumpah tidak mengada-ada. Dalam beberapa kasus banyak wanita mengklaim menikmati seks dengan roh.

Profesor Psikologi Goldsmiths College Universitas London, Christopher French meyakini, sebagian besar kasus seks dengan hantu dapat dijelaskan dengan mudah.

Sebanyak 20 hingga 40 persen orang umumnya pernah mengalami sleep paraylisis. Kelumpuhan tidur itu terjadi saat seseorang berada dalam tahapan terjaga dan tidur. Sehingga, orang tersebut tidak dapat berbicara dan bergerak dalam beberapa detik bahkan beberapa menit.

“Tubuh Anda lumpuh, tidak bisa bergerak. Tapi dalam kondisi tertentu, otak Anda bangun dan tubuh tidak. Sebagai bagian dari siklus tidur normal, pria dan wanita bisa mengalami terangsang secara seksual dalam kondisi ini,” tambahnya.

Ia juga menambahkan, jika Anda percaya pada hantu dan berimajinasi, Anda mungkin membayangkannya itu adalah hantu. Atau bisa jadi halusinasi atau memori palsu.

Ustadz Zulkifli Ali Lc MA pun mengungkapkan kalau fenomena, jin yang menyetubuhi wanita memang benar ada.

Mohon Klik ‘Suka’ atau gambar Jempol diatas, agar selalu dapat Berita terbaru. Jangan Lupa Bagikan ….

Planning a Trip to Europe: Your 10-Step Guide Before you can experience authentic Spanish tapas, piazzas in Rome or rooftop terraces in Prague, an important to-do list stands between you and your European vacation. The logistics involved in planning a trip to Europe may seem tedious or overwhelming, but the more prepared you are, the greater your chances of a successful trip that lives up to your expectations. That’s why it’s important to do a bang-up job creating an itinerary, arranging transportation and tackling the brass tacks before you’re off to the Continent. The following simple steps will help you engineer a well-planned escape to Europe — so you can spend less time worrying about your travel arrangements and more time staring at pictures of castles and men in kilts. 1. Get your documents in order. If you don’t have a passport, it will take at least four to six weeks from the time of application for you to receive one. Expedited services can trim the process down to two or three weeks, but it will cost you an additional fee, so it’s best to take care of this well before your trip. Already have a passport? Check its expiration date. The last thing you need is to find out your passport has expired while you’re in line at airport check-in. All car rental companies require drivers to have valid licenses in their home country, so you’ll also want to check the expiration date of your license. Some car rental companies also require an international driving permit for European rentals in addition to a valid driver’s license. For U.S. citizens, these can be obtained through the American Auto Association (AAA); in Canada, try the Canadian Automobile Association (CAA). U.S. travelers to Russia must have valid visas in addition to passports; obtaining one is a complicated process that can take weeks even after you have been approved — so start early. For more information: How to Get a Visa Passport and Visa Expeditors 2. Establish a budget. When planning a trip to Europe, establish a budget as early as possible — even before you know your destination, travel dates or itinerary. Some destinations are generally cheaper than others, but there are ways to save everywhere: travel in the off season, pick budget accommodations, plan a shorter trip. For example, London is an expensive city with an unfavorable exchange rate for Americans, but many travel providers and airlines offer affordable vacation packages to the city, and it’s not hard to find cheap air deals to London, especially during the winter. Set your budget early on, and you’ll avoid any disappointment that could come from forging a fabulous itinerary, like two weeks in Geneva during summer, and then discovering you can’t afford it. For more information: 9 Creative Ways to Save for a Vacation 6 Reasons to Visit Europe in Winter Top 25 Ways to Save on Europe Travel 3. Pick a destination. Now that you know how much you can spend, where do you want to go? If you’re like many travelers (including us!) and you have a humongous list of places in Europe you want to visit, this could be tricky. Some tips: Pick a particular site that’s on your must-see travel list, and plan your vacation around that. Last year I planned a trip to Ireland centered on an excursion to remote Skellig Michael Island, a World Heritage Site I’d dreamed of visiting. The excursion turned into an unforgettable two-week Emerald Isle road trip. Pick someplace timely. Visit countries’ tourism websites and search for seasonal events like festivals or local holidays (which you may want to either avoid or join, depending on how you feel about crowds). Don’t forget to check the weather before you decide on your destination. For more information: Europe Destination Guides Quiz: Which European City Are You? 4. Create a rough itinerary. So you want to go to France, eh? Don’t go ahead and buy a roundtrip flight to Paris and a hotel room — at least, not yet. You’ll want to sketch out a day-by-day itinerary of your perfect trip to France before you book a thing. Research sites and cities you really want to explore, and then figure out which ones you have the time and budget to get to. Check out alternative ways to travel in Europe. If you want to see multiple countries or cities but are on a tight budget, you may want to consider a cruise (exchange rates are naught for U.S. citizens onboard American ships). Walking tours, bike tours, camping and adventure tours are other interesting options worth considering. For more information: How to Create the Perfect Itinerary The 5 Worst Trip Planning Mistakes (and How to Avoid Them) 5. Book your airfare. Because airfare will probably be the most expensive part of your trip, you’ll want to book it before anything else (car rental, hotel, etc.). This will allow you to be more flexible with your dates, which is a great way to save money on your flight. You can also spend less by flying on international discount airlines like Aer Lingus or Norwegian. Enliven your trip with a layover in a different country. Icelandair has a long-running program that allows passengers flying elsewhere in Europe to take a free stopover in Reykjavik for up to seven nights. Other airlines, such as Air France, offer occasional free layover promotions. For more information: International Discount Airlines 10 Tips for Finding Cheap Airfare 6. Book your accommodations. It’s time to go back to that rough itinerary you jotted down and fill in some places to sleep. As is the case with pretty much everything you book for your trip, the earlier you make arrangements, the better — especially during summer high season. Sure, you can just book a room at the local Hilton and be done with it. But do a bit of research and you could discover some funky lodging that’s almost as exciting as the attractions you plan to visit. Keep your eyes open for historic castles, tiny bed and breakfasts, houseboats, eco-friendly hotels or organic farms. Budget travelers take note: Vacation rentals, homestays, farmstays and house-swapping are accommodation options that can be shockingly affordable … or even free. For more information: Ditch the Hotel: 10 Cheaper Ways to Stay The Ultimate Guide to Vacation Rentals More Hotel and B&B Tips 7. Consider travel insurance. There are several kinds of travel insurance: trip cancellation insurance, flight cancellation insurance, medical insurance, etc. The best time to buy insurance is right after you put down the major deposits on your trip, whether that entails airfare, a package or prepaid hotels. Once you know how much money you’ve paid up front, you can insure your trip if you so choose. Many airlines and travel providers sell insurance that you can purchase along with your flight or tour package. Always, always read the fine print in your policy and compare it with other travel insurance policies before you make a purchase. Check your medical insurance coverage to see if you’re covered overseas. If not, you may want to purchase supplemental medical insurance to cover situations like the cost of transportation back home for emergency care. For more information: Travel Insurance 8. Book local transportation. When in Rome, ride the Metropolitana. Find out how the locals get around the destination to which you’re traveling, and act accordingly. You won’t need a car rental in places like bike-friendly Amsterdam or London with its convenient underground Tube, unless you plan to go outside the city. A car rental is your best bet if you’re traveling to locales that can’t be easily reached by rail or plane (such as the Irish countryside). Be mentally prepared to drive in a foreign country, which can be a frightening experience when faced with incomprehensible traffic signs, narrow streets or sheep roadblocks. To get from city to city or country to country, examine your rail options in comparison to routes and prices offered by European discount airlines like easyJet or Ryanair. Travelers embarking on extensive travel within Europe may save money by purchasing a rail pass that permits unlimited train travel within a specified region. For more information: Eurail Passes European Country Rail Passes International Car Rental Tips 9. Tackle last-minute logistics. A few weeks before your departure date is the right time to start taking care of a number of key logistics: money, phone, house-sitter, pet-sitter. Call your credit card companies to let them know you’ll be traveling abroad. While you’re at it, find out if you’re going to be charged a fee for using your card overseas. Research the locations of ATMs in your destination, especially if you’ll be relying on cash. Does your cell phone plan or equipment allow you to make calls overseas, and if so, how much will it cost you? Many cell phone companies offer temporary international plans that you can purchase for the month you’re traveling. While you may be tempted to leave the phone at home and really “get away from it all,” it’s smart to have an emergency phone with you if you’ll be traveling by car, or hiking or biking long distances. For more information: The Best Way to Carry Money Overseas Avoid Smartphone Sticker Shock Overseas 10 Things to Do Before You Travel 10. Pack. Instead of packing the day before your trip, start thinking about what you’ll need to bring at least a week before you leave. If your destination of choice is suddenly experiencing abnormal weather, you may need that extra time to go shopping for something like a packable rain coat. Plus, experienced travelers know that the chance of forgetting something essential increases the longer one puts off packing. (It’s only a matter of time until a scientific study confirms this.) About a week before departure day, check the weather, put together a packing list, and take a look at your suitcase to make sure its wheels work and everything’s going to fit.